Those trends have led to questions about the future of homeownership. Would more and longer rentals be a bad thing? Are the benefits of homeownership overrated? The answer to the first question is yes; the answer to the second is no.
New York Times editorial, 2014-11-30
Ubiquitous in political arguments, the collectivist fallacy posits a value, while leaving ambiguous the owner or owners of the value. This is easily countered by asking, “A bad thing for whom?” Otherwise, the author is allowed to play both sides of the ambiguity: evaluation and conclusion. The author presumes to make the evaluation according to his or her own personal value judgements but then implies that the answer applies to everyone.